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Éste es el sentimiento que expresan más y más padres cuando contemplan los costos alarmantes de enviar a sus hijos a la universidad. Submit your Articles Here! "¿Cómo voy a poder pagarla?" Éste es el sentimiento que expresan más y más padres cuando contemplan los costos alarmantes de enviar a sus hijos a la universidad. Matrícula, alojamiento y clases, comida, cuotas, libros y otros costos asociados con la educación superior están subiendo debido a los cortes drásticos del presupuesto a nivel federal, estatal e incluso de la misma universidad. Si se agregan a esos factores una economía incierta, pérdida masiva de empleos y una caída en el mercado de valores, no es extraño entonces que las familias de mediano a altos ingresos se sientan muy asustadas. Pero Vincent Waterhouse, presidente de GetCollege.Com, Inc., dice que las familias pueden ahorrar hasta el 50 por ciento o más en el costo univerisitorio si se dispona de la informocion correcta. "Hay muchos mitos y desinformación que puede causar que las familias tomen decisiones financieras incorrectas" agregó. Waterhouse quien asesora a familias con hijos que desean ir a la universidad, manifiesta que los estadounidenses de clase media, (la columna vertebral de los Estados Unidos), han sido azotados duramente en lo que concierne a los costos universitorios de sus hijos. "Con la economía de hoy, la reducción en los planes 401(k) de jubilación , el mercado de valores tambaleando y el costo total de ir a la universidad aumentando tres veces más rápido que la tasa de inflación, las familias de mediano a alto ingreso están experimentando lo que es conocido como un " derrame financiero" , nos explica. Resumiendo, el problema es el tipo de consejo que están recibiendo."Estas familias con futuros estudiantes universitorios están a punto de hacer la mayor inversion jamas hecha concerniente al futuro de sus hijos, y tomar sus decisiones basadas en una conversación de 15 minutos con una consejera estudiantil llamada Mildred, quien si acaso ha tenido algun tipo de entrenamiento en las complejidades de la financiacion para la educacion superior," senala Waterhouse. Lo peor es la metodología federal anticuada que se usa para determinar quién califica para recibir ayuda. "Basado en fórmulas diseñadas en 1965, el gobierno estima que una familia de cinco hijos, con uno de ellos en la universidad, puede vivir con $23.000 al año. "Éso sería el costo del servicio eléctrico en Los Àngeles!" declara Waterhouse. Hay muchas cosas que el gobierno federal y las mismas universidades no quieren que el público sepa, dice Waterhouse. A continuación se presentan cinco de los mitos más comunes que actúan en contra de las familias con hijos con intenciones de ir a la universidad: Mito 1- Sólo las familias de bajos ingresos obtienen ayuda financiera En el mundo de la educación superior todos recibe ayuda financiera. Los padres deben entender cuál es la verdadera definición de necesidad. Para reducir el costo total de asistir a las instituciones públicas y privadas de enseñanza, las familias deben entender las prácticas y principios de reducción de la matrícula, tutela de tribunal y becas ¿Cómo puede, la familia promedio en los Estados Unidos, saber qué tipo de ayuda financiera es la más correcta? Involucra mucho conocimiento y planificación averiguar cuál es la major manera de obtener financiación para la universidad. Mito 2 - Hay millones de dólares para becas "De los millones de dólares en fondos para becas, sólo se otorga el cinco por ciento," dice Waterhouse. "A estos "tuneles carpianos" , le llamamos becas porque deben llenar entre 50 a 60 solicitudes con la esperanza de obtener $1.000. Ahora bien, si usted renuncia a estos $1.000 frente a un funcionario de ayuda financiera, puede perder hasta $3.000 en ayuda financiera que la universidad ya está dispuesta a otorgarle. De hecho, Waterhouse dice que las universidades no quieren perder a los buenos estudiantes. Ellas encontrarán el dinero para ayudarlos a permanecer en la escuela si necesitan ayuda financiera. Todas las escuelas tienen sus propios fondos para becas, pueden incluso tocar sus propios fondos de dotación si fuera necesario. "Por muchos años, Princenton University ha estado ayudando a estudiantes de mediano a altos ingresos con su dotación," dijo. Mito 3 - Los préstamos son la mejor forma de pagar la universidad "Cuando un estudiante se gradúa de la universidad con miles de dólares en préstamos ¿cómo va a conseguir un apartamento decente, un automóvil que funcione bien e incluso pensar en formar una familia?" pregunta Waterhouse. "Nuestros hijos se entierran en deudas antes de que tengan una comprensión clara de qué es la deuda." Waterhouse recomienda que las familias eviten a toda costa tener préstamos grandes y que hagan una autoevaluación de todas sus opciones de ayuda financiera mientras sus hijos están todavia en la escuela secundaria. Mito 4 - Usted debe tener un promedio muy alto de notas en una universidad "Ivy League" Aunque las universidades de mayor rango tratan de atraer estudiantes con calificaciones excepcionales, consideran muchos otros factores cuando tomar decisiones para admitirlos. "En el mundo de hoy, los estudiantes de secundaria tienen cualidades excepcionales, por eso las universidades toman en cuenta una variedad de factores al tomar decisiones de admisión. "En el mundo de hoy, los estudiantes de secundaria tienen un nivel académico más alto y las mejores escuelas entienden ésto, de manera que ahora están buscando estudiantes con otras cualidades que mantengan el equilibrio en la selección de sus estudiantes. Recuerden, las universidades admiten a seres humanos, no a números," manifiesta Waterhouse. Mito 5 - Las familias no deben buscar ayuda con empresas a cargo de préstamos para educación que cobran por sus servicios En los ultimos años, la financiación de la educación universitaria se ha vuelto más compleja que nunca. "Los estadounidenses solicitan los servicios de profesionales en los campos de leyes, medicina, contabilidad, bienes raíces, planificación financiera y otros servicios," dice Waterhouse. "La educación superior no es diferente. El consumidor no preparado necesita ayuda para entender la complejidad del mercado de la educación superior." GetCollege.Com, Inc. proporciona servicios a las familias con hijos en camino a la universidad que cubren desde completar el formulario FAFSA, el perfil CSS, la solicitud de la admisión, la selección de la universidad y obtener la ayuda financiera adecuada. Todos los servicios se adecúan a las habilidades de cada estudiante y a las necesidades de su familia. "Lo mas importante qui para esta empresa es que nosotros estemos con la familia y el estudiante todo el periodo de cuatro a cinco años de universidad," agrega Waterhouse. "Quiero transformar las necesidades educativas en soluciones educativas," enfatiza Waterhouse. "No puede amitir que el dinero sea una barrera para desarrollar nuestro futuro. No quiero que nada detenga a un joven de obtener una educación universitaria." Para más información, visite www.getcollege.com. Cortesía de ARA Content NOTA DEL EDITOR: Para más información, llame a Vincent J. Waterhouse of GetCollege.Com, Inc., (561) 514-3177 o (866) 545-1443 vwaterhouse@getcollege.com. Como proveedor de servicios educacionales, GetCollege.Com, Inc. se ha transformado en un modelo de grupo de servicios para satisfacer las necesidades de las familias con hijos encaminados la universidad y permitir a nuestro equipo funcionar como un "socio" exitoso para construir relaciones muy efectivas con y entre los clientes. La infrastructura de la organizacion fue diseñada para solucionar las exigencies críticas de la misión impuestas por la educación superior en el siglo XXI. GetCollege.Com puede reducir sustancialmente o incluso eliminar los altos costos de la educación universitaria. En todos los contactos con nuestros clientes, esta firma brinda un formato completamente individualizado, adaptable a las características particulares de la estructura de la familia y las habilidades de los estudiantes, junto con sus niveles académicos. Utilizamos y aplicamos un método de tres pasos, una estrategia educacional, tecnología avanzada de la informática y diseño creativo de la financiación, para ayudar a nuestros clientes a transformar las necesidades educacionales en soluciones educacionales. Sitio en la red: http://www.getcollege.com. Image 1: Homepage Articles DVD's Member Login Add Your Link Edit Your Link Contact Us Image Hosting Advertising Disclaimer
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